Thought for the day

"We're so self-important. So arrogant. Everybody's going to save something now. Save the trees, save the bees, save the whales, save the snails. And the supreme arrogance? Save the planet! Are these people kidding? Save the planet? We don't even know how to take care of ourselves; we haven't learned how to care for one another. We're gonna save the fuckin' planet? . . . And, by the way, there's nothing wrong with the planet in the first place. The planet is fine. The people are fucked! Compared with the people, the planet is doin' great. It's been here over four billion years . . . The planet isn't goin' anywhere, folks. We are! We're goin' away. Pack your shit, we're goin' away. And we won't leave much of a trace. Thank God for that. Nothing left. Maybe a little Styrofoam. The planet will be here, and we'll be gone. Another failed mutation; another closed-end biological mistake." -- George Carlin

When thieves ripped the catalytic converter out of Will West's car in broad daylight, he thought that was as bad as it could get. 

The 40-year-old piano teacher had left his Honda Jazz safely in a multi-storey car park in Chichester, West Sussex while he went to give a music lesson. He was horrified on his return to find his car rendered unroadworthy. 

But when Will contacted his insurer to make a claim, the situation became even worse. Like thousands of victims of this crime, he was told the theft was deemed a 'fault claim'. This means he would have to pay an excess amounting to hundreds of pounds to have the car fixed. 

He would also lose his no-claims bonus, probably bumping up his next year's premiums by at least a quarter – a penalty that alone would add nearly £140 to the £554 cost of the average car premium.